For funds other than money market funds, unit values change frequently. When your deposit matures and is redeemed (minimum of a 10-year period), you receive a top-up payment if the market value is less than the guaranteed amount… RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. Mutual funds are managed by portfolio managers who buy and sell the securities in the fund’s portfolio and monitor market conditions. RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. Whether you’re comfortable with risk or want to avoid it, your advisor can help you find the portfolio that’s best for you. RBC Funds, BlueBay Funds and PH&N Funds are … See how regular investing can grow your retirement savings. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec. Guaranteed-Return GICs. RBC Funds, PH&N Funds and BlueBay Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers. A professional money manager makes the investment decisions and monitors the markets, so you don’t have to. Visit your branch. Many investors buy small slices of each mutual fund. Because a mutual fund holds multiple investments, it provides a degree of diversification. Not sure where to start? RBC Global Asset Management—one of Canada’s largest mutual fund providers. See how fast your savings can grow within a TFSA. While similar to mutual funds, RBC GIFs offer many unique advantages: Maturity Guarantee. RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. We'll be happy to discuss your goals and help you choose the type of investments that best suit … For funds other than money market funds, unit values change frequently. We recommend booking an appointment ahead of time by calling us atÂ. Investment advice is provided by Royal Mutual Funds Inc. (RMFI). For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. 3; At-a-Glance Segregated Funds vs. Mutual Funds. The mutual fund industry experienced its first major competition when exchange traded funds, or ETFs launched in Canada. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. The RBC Global Equity Funds are sub-advised by RBC Global Asset Management (UK) Limited. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. RBC Select Guaranteed Investment Portfolios (GIPs) are professionally managed and designed to match up to different investing styles. The returns have been lackluster. Your money is readily accessible because you can redeem the mutual fund units you’ve purchased as needed. While similar to mutual funds, RBC GIFs offer many unique advantages: Maturity Guarantee. Choose from a wide range of options, including product features, investment terms, interest payment frequencies and access to funds. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Whether you want growth, a conservative investment, or something in-between, there’s a mutual fund for you. Assets may be protected from creditors in the event of a bankruptcy.3. To create or update your Investor Profile: View All FAQs Managing your Mutual Funds online. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or any other government deposit insurer. RBC mutual funds (the same as any mutual fund) are a pooled investment product. When your deposit matures and is redeemed (minimum of a 10-year period), you receive a top-up payment if the market value is less than the guaranteed amount.1, Death Benefit Guarantee. The fund manager, in this case RBC Global Asset Management as well as sub-managers such as Blackrock, uses the pooled money from the many investors to build a portfolio by buying underlying stocks, bonds, and other investable assets. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Your interest rate is guaranteed, so you don’t need to worry about changes in the markets or the economy. RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Guaranteed-Return GICs Security and Peace of Mind With Guaranteed-Return GICs, your interest rate is guaranteed, so you don’t need to worry about changes in the markets or economy. Yes, you can hold a mutual fund on its own as a non-registered investment, or within a registered plan (TFSA, RRSP, RRIF, RESP or RDSP). Your segregated fund assets may be protected from creditors in the event of a bankruptcy, which is especially important if you are a business owner or self employed. RBC WM has a conflict of interest in utilizing firms that make payments to RBC WM over firms that do not make payments. Please read the Fund Facts before investing. All of our GIPs are available within our Invest Series, Series 1 … For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. A mutual fund’s strategy may focus on a specific sector, region or asset class, or may invest in various asset classes. At RBC Dominion Securities, we specialize in matching the right mutual funds to your needs and objectives. Enjoy the security of a GIC and the higher return potential that comes with an … How do I choose the right mutual funds for me? Can I hold a mutual fund in my registered plan? In addition, the RBC BlueBay High Yield and Global Bond Funds are sub-advised by BlueBay Asset Management USA LLC, a wholly owned subsidiary of RBC. Assets can be paid directly to your beneficiary—bypassing probate, a public process that can be both costly and lengthy.2, Potential Creditor Protection. RBC Guaranteed Investment Funds are offered by RBC Life Insurance Company. Stop giving me your money. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. Choose award-winning investment management from. Proven Track Record. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The RBC BlueBay Funds are sub-advised by BlueBay Asset Management LLP, a wholly owned subsidiary of RBC. With thousands of mutual funds available in Canada, however, it can be a challenge to sort through all the options. RBC Insurance Services Inc. Website, © 1995-2021, Privacy & Security | Legal | Accessibility | Underwriters, Diversification among asset classes and management styles, Ability to grow a portfolio while diversifying risk, Easy access to your money through daily price valuations, Ability to bypass probate and keep financial affairs private, Potential creditor protection for registered accounts, Potential creditor protection for non-registered accounts, A guarantee of the principal (or a specified percentage) at maturity, A guarantee of the principal (or a specified percentage) at death, Ability to lock in market gains using resets. An RBC Insurance advisor can answer your questions about RBC Guaranteed Investment Funds and the right strategies for your RRSP. All at no additional cost. RBC Guaranteed Investment Funds are individual variable annuity contracts and are referred to as segregated funds. Your Investor Profile reflects information about you and your investment preferences (investment objectives, risk tolerance and time horizon), which may differ for each of your investment accounts. Please. Investors are handing over a generous portion of the dividends and returns to RBC, and well, to me too as I am a RBC shareholder. Get convenient access to global capital markets, including equities and fixed income. Choose award-winning investment management from RBC Global Asset Management—one of Canada’s largest mutual fund providers. The RBC GIF lineup includes a wide range of funds and portfolio solutions that are managed by RBC Global Asset Management Inc., one of Canada's leading money managers. In addition to individual RBC Funds and PH&N Funds, you can also invest in Portfolio Solutions. You must have a current Investor Profile that has been updated in the last 12 months to purchase a mutual fund or portfolio solution. View the historical performance of our funds. RBC Funds are offered by RBC Asset Management Inc. … RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these contracts. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Buy a mutual fund for your registered account or on its own. Please consult your advisor and read the prospectus or Fund Facts document before investing. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. If you pass away and the market value of your investment has declined, your beneficiary will receive the guaranteed amount (minus any withdrawals and fees).1, Estate Preservation. RBC Guaranteed Investment Funds are individual variable annuity contracts and are referred to as segregated funds. An RBC Insurance® advisor can answer your questions about RBC Guaranteed Investment Funds and the right strategies for your RRSP. An RBC RESP can hold a variety of investments, including Guaranteed Investment Certificates (GICs), mutual funds, portfolio solutions and savings deposits. You can have a professionally managed portfolio for an initial investment of just $500. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Sign in to buy mutual funds online ; Call us at 1-800-463-3863. Please consult your advisor and read the prospectus or Fund Facts document before investing. A digital service that lets you view all of your investments, track your goals and connect with a live RBC advisor through video or phone! A mutual fund is an easy way to invest in a pool of stocks, bonds and other securities that is managed on your behalf by an experienced money manager. Past performance may not be repeated. Offer a variable interest rate that is linked to changes in the Royal Bank Prime rate. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Mutual funds are not guaranteed; their values change frequently, and past performance may not be repeated. If you have RBC Online Banking access and an up-to-date Investor Profile, you can purchase mutual funds online. It’s best to work with an RBC advisor to find the investments that best meet your goals, objectives and tolerance for risk. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec. Mutual funds invest in a variety of equities, bonds and other holdings, giving you a balanced and diversified portfolio. RBC GAM is a provider of global investment management services and solutions to institutional, high-net-worth and individual investors through separate accounts, pooled funds, mutual funds, hedge funds, exchange-traded funds and specialty investment strategies. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For those seeking growth potential with protection from market volatility, segregated funds are worth a look. You can also hold stocks and bonds through RBC Direct Investing™ and RBC Dominion Securities Vanguard, one of the most in-demand and lowest-cost ETFs companies entered the Canadian market in 2011, and since then sales of ETFs have outpaced those of mutual funds. View Legal DisclaimersHide Legal Disclaimers, Legal | Accessibility | Privacy & Security. RBC Funds, BlueBay Funds and PH&N Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers. Yes even mutual fund investors like their big dividends. Our wizard can help. With thousands of mutual funds available in Canada, however, it can be a challenge to sort through all the options. While similar to mutual funds, RBC GIFs offer many unique advantages: Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. At RBC Dominion Securities, we specialize in matching the right mutual funds to your needs and objectives. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned … Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The RBC Canadian Dividend Fund. Please read the fund facts and prospectus before investing. For funds other than money market funds, unit values change frequently. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. 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